Use of this Web site is governed by the following terms and conditions which are subject to change without notice to you. Please read them carefully before using this site. By using this site, you expressly agree to be bound by these terms and conditions, as amended from time to time.

Limited License and Use
Great-West Lifeco Inc. ("Great-West Lifeco") grants you a limited license to display the contents of this site on your computer and print, download and use the materials on this site solely for non-commercial, personal or educational purposes, provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained. You agree not to, or allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content.

This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice from an appropriate professional advisor.

Nothing on this site constitutes an offer to buy or sell products or services of Great-West Lifeco’s affiliated companies. All such products and services are subject to the terms and conditions of any applicable contracts and are available only in jurisdictions where they may be lawfully offered for sale in Canada.

Stock Information
Stock quote information on this site is provided by one or more third-party data services. Data is at least 20 minutes delayed. All times are EDT. Great-West Lifeco shall not be liable for any errors or delays in, or actions taken in reliance on, such stock quote information.

Nothing on this site constitutes an offer to buy or sell securities of Great-West Lifeco. The stock quote information, and other information provided in the Investor Information section of this site, is not considered full disclosure for the purpose of trading in the securities of Great-West Lifeco. Prior to trading securities, you should consult your broker or financial advisor.

Privacy and Confidentiality
You acknowledge that Great-West Lifeco collects and uses personal information for purposes of providing the services contained on this site. Great-West Lifeco is committed to respecting the privacy and confidentiality of such information in accordance with applicable law. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, Great-West Lifeco shall not be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security.

E-mail Security
The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to Great-West Lifeco is encouraged to do so by other means.

Copyright
This site has been developed by and is the property of Great-West Lifeco. All information and materials contained on this site are protected by copyright, trademark and other intellectual property laws of Canada and other countries. Subject to the limited license to use this site as described below, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Great-West Lifeco. Any infringement of the rights of Great-West Lifeco may result in appropriate legal action.

Trademarks
Great-West Lifeco owns or has obtained the right to use by license or otherwise the trademarks used on or in connection with the goods and services that it provides. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks.

• The content of this site is provided for informational and educational purposes only and is subject to modification without notice to you. While information posted on this site is believed to be reliable and accurate at the time of posting, Great-West Lifeco does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified or error-free.
  
  
• Great-West Lifeco makes no express or implied representations or warranties regarding the usability or condition of this site, that this site will operate uninterrupted or error-free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.
  
  
• Great-West Lifeco expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.
  
  
• You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that none of Great-West Lifeco or any of its affiliates, or any of their directors, officers, employees or agents shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of Great-West Lifeco or for any direct, indirect, special or consequential damages, even if Great-West Lifeco has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.
  
  
• This site contains links to other sites which sites are not maintained or controlled in any way by Great-West Lifeco. Such links are provided for convenience only and are not to be construed as an endorsement by Great-West Lifeco of the products, services, advice or opinions or any other content of such sites.
  
  

• These terms and conditions shall be governed by the laws of the Province of Manitoba and the laws of Canada applicable therein. You agree that any legal actions arising under this Agreement must be commenced in the courts of the Province of Manitoba.
  
  
• These terms and conditions are binding on you, your heirs, executors, administrators, legal representatives, successors and assigns.
  
  
• If any provisions of these terms and conditions are determined to be invalid or unenforceable, everything else herein shall continue in full force and effect.
  
  
• You requested that these terms and conditions and any related documents be in English. Vous reconnaissez avoir exigé que cette convention et les documents s'y rattachant soient en anglais.

For more information concerning the terms and conditions of use of this site or to request the authorization to reproduce or distribute the content of this site or any part thereof, please contact: